| Choose an option below to find out about our debt solutions. If you want to know more, give us a call or arrange a consultation. We offer total confidentiality. |
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Individual Voluntary Arrangements - Over £15,000
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If you are in a lot of debt, and you see no way out, but to get help, an IVA might be the right solution for you.
An IVA is a procedure whereby you (and/or your partner) come to an arrangement with your creditors to make a payment that you can afford.
If you are really struggling with your debt, perhaps an IVA is the perfect decision for you. read more... |
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Debt Management Plan - £5,000 to £15,000 |
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If you are struggling with a lot of debt, but feel you may not qualify for an IVA, then perhaps a Debt Management Plan is the right choice for you.
A Debt Management Plan is an informal arrangement between you and your creditors whereby you agree to make a payment every month to them. Would you like to know more about DMP's? read more... |
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Debt Consolidation - Up to £5,000 |
If you have many different types of debt, and you are paying out lots of different bills every month, it might benefit you more to consolidate your debts into one monthly payment.
The idea behind debt consolidation is that you use a loan to pay off all your debts and are left with one monthly payment. If you are trying to balance lots of debts, perhaps this the solution for you. read more... |
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| Re-Mortgaging - Release equity from your home |
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Re-mortgages can be the easiest way of getting your hands on some money to cover your debts.
Many thousands of people re-mortgage to raise cash every year. The process is also known as ‘releasing equity’ from your property. Do you have equity on your property. Perhaps a re-mortgage is the right idea for you. read more... |
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| Bankruptcy |
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If none of the options above are suitable for you, you could be left with the alternative of Bankruptcy.
Bankruptcy is a way of legally declaring your inability to pay your creditors. You can petition for your own bankruptcy or a creditor who you owe more than £750 can petition for your bankruptcy. Click 'read more' to find out more about Bankruptcy. read more... |
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